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Writer's pictureGil Zapata

Should you invest in real estate now or later?

Investing in real estate now or later, depends a lot on your investment strategy. A long-term strategy may be better in the long haul.


We all know that prices have been rising. At the same time demand is rising. If these trends continue you, you may be left out. When housing prices rise, inventory becomes low. Many may think that it’s 2008 all over again, but it is not. The economic factors are different. We are not in economic normal times. There is no sign of a bubble. The bubble of 2008 was caused by over prices mortgages and people who could not afford to purchase a home. Waiting may not be the best solution.


It's getting more and more difficult for regular people, as opposed to institutional investors, to buy property. If you have the funds or the financing available, you may consider investing now. More important, is your investment strategy.

There are different investment strategies when purchasing real estate to include: 1. Flipping 2. Rental properties 3. Asset accumulation 4. Long-term While investing in real estate is a very broad term, your investment strategy is important. If you have a long-term strategy which is 5 to 15 years, it does not matter what the market is doing. While it is better to buy at a low price, a long-term strategy may yield an annual appreciation of 5% to 15%. You must understand, that in a long-term strategy there will always be up and down cycles. Also, a long-term strategy is good if you are waiting to increase your net worth and build up assets. On the contrary, a short-term strategy such as flipping may yield higher returns. At the same time the risk exposure is higher. In the end waiting, may not be the best option. This all depends on your strategy.


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