888-505-5835
Investing today?
Real estate has always been a great asset
888-505-5835
IDEAL FOR SHORT-TERM INVESTMENTS
DSCR Program
Fix and Flip Program
NO DSCR
Contact us now !!
888-505-5835
info@kgfacapital.net
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Perfect for fix and flip, rehabs, short-term
No one knows the local market better and getting the right loan for your project can take your real estate investing business to the next level. Now you can use our fix and flip loans to generate ongoing cash flow. Available for purchases only, purchase and fix up, and refinances.
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Rates start at 5.5% and roll points into closing
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True deferred payments - no payments until loan repays
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Loan sizes from $75,000 to $1M
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Up to 100% Loan-to-Cost, depending on experience
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Up to 75% Loan-to-After repair value
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No minimum transactions experience required
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Five year look back for experience, preferred LTC
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Minimum property value $50,000
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Minimum credit score of 600
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Full recourse loans with personal guarantees
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Six, Nine, 12, and 18 month terms
Business Purpose - DSCR
Borrowers looking to refinance Non-Owner Occupied - N/O/O. SFR - single-family residential, Condo, and 2-4-unit properties can look for some of the best rates in the Non-QM industry with our Business Purpose Program. Long term (30 years) loans with NO balloon payments and Interest only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.
• No Income Proof Needed
• All Loans are N.I.V. (No Income Verified)
• No Income stated on 1003
• LTV up to 80%
• No DTI Ratios
• DSCR ratios as low as .75
• Rates as low as 4.50%
• Up to a 2 Point Rebate
• Loan Amounts from $100,000 – $3,000,000
• Lending to LLC’s, S-Corp, C-Corps, Trusts or Individuals.
• Property Types Include: SFR, Condo, 2-4 Units
• Interest Only Option Available
• Foreign Nationals – OK
• 100% Gift Funds – OK
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Business Purpose – No DSCR
Borrowers looking to refinance N/O/O SFR, Condo, and 2-4-unit properties can look for some of the best rates in the Non-QM industry with our Business Purpose Program. Long term (30 years) loans with NO balloon payments and Interest only options are available. You can count on many options for prepayment privileges and impounding for your property taxes/insurance.
• No Balloon payments – 30 year fully amortized
• No Income Proof Needed
• All Loans are N.I.V. (No Income Verified)
• No Income stated on 1003
• LTV up to 75%
• No DTI Ratios
• No DSCR calculated
• Rates as low as 5.50%
• Up to a 2 Point Rebate
• Loan Amounts from $100,000 – $3,000,000
• Lending to LLC’s, S-Corp, C-Corps, Trusts or Individuals.
• Property Types Include: SFR, Condo, Condotels, 2-4 Units
• Interest Only Option Available
• Foreign Nationals – OK
