With all due respect to accountants and attorneys, an SBA EIDL loan is a financing product.  You need a financing specialist.  You need someone who understands business finance. If your case is not a legal bind you may not need an attorney in the beginning. You can save $5,000 to $10,000. Our consulting fees are reasonable, they range from $300 to $1,500. Also, if we believe that we cannot help you we will not take you as a client but we will guide you in the right direction. Do you need an accountant? Not really. This is not a tax issue. It may become a tax issue at some point in time on tax refunds.  We have been in the business financing and consulting services business since 2004.  Also, we have CPA on board as part of our independent advisory team.